Growth focused all stock portfolio with strong tech tilt and concentrated single name exposure

Report created on Mar 27, 2026

Risk profile

  • Secure
    Speculative

The risk profile, derived from past market volatility, reflects the level of risk the portfolio is exposed to. This assessment helps align your investments with your financial goals and comfort with market fluctuations.

Diversification profile

  • Focused
    Diversified

The diversification assessment evaluates the spread of investments across asset classes, regions, and sectors. This ensures a balanced mix, reducing risk and maximizing returns by not concentrating in any single area.

What type of investor this portfolio is suitable for

Growth Investors

This portfolio structure aligns with a growth‑oriented investor who is comfortable with meaningful market swings and a heavy equity allocation. Such an investor typically has a long time horizon, often 10 years or more, and prioritizes capital appreciation over near‑term income. They can tolerate concentrated exposure to leading companies and sectors, accepting higher volatility for the chance of above‑market returns. A moderate‑to‑high risk tolerance, stable outside income, and the ability to sit through drawdowns without panic selling are key traits. They are often engaged enough to monitor and rebalance periodically, but not so short‑term focused that temporary setbacks derail their plan.

Positions

The portfolio is 100% in stocks, mixing broad ETFs, factor and sector funds, and several big individual names. A sizable 20% anchor position sits in a diversified factor ETF, while roughly a third of the portfolio is in single stocks like NVIDIA, JPMorgan, Apple, Alphabet, Microsoft, Broadcom, and Costco. This creates a blend of diversified “core” holdings plus deliberate conviction bets. Being fully in equities usually means higher expected growth but larger short‑term swings. For someone aiming for long-term capital appreciation, this structure fits a growth mindset, but it does lean on a relatively small set of companies to drive results, so staying emotionally prepared for volatility is important.

Growth Info

From late 2023 to March 2026, $1,000 grew to about $1,893, with a compound annual growth rate (CAGR) of 28.77%. CAGR is the “average speed” of growth per year, smoothing the ride like an average speed over a road trip. This comfortably beat both the U.S. and global market, which were around 17% per year. The max drawdown, or worst peak‑to‑trough drop, was about -20%, only slightly worse than the U.S. market. That combination of higher returns with similar downside is very strong, but it’s also a short, very favorable tech-driven window. Past performance, especially over a couple of years, can’t be relied on as a long‑term guarantee.

Asset classes Info

  • Stocks
    100%

All assets are in equities, with 0% in bonds, cash, or alternatives. That pure equity stance maximizes exposure to global business growth but also exposes the portfolio fully to stock market cycles. In deep bear markets, portfolios like this can easily fall 30–50% before recovering, even if they’re diversified across companies. Compared with more balanced stock‑bond mixes, this is clearly a growth, not capital‑preservation, profile. For someone with a long time horizon and stable income elsewhere, such an allocation can be appropriate, but near‑term cash needs or low risk tolerance would usually call for adding some defensive assets to smooth the ride.

Sectors Info

  • Technology
    38%
  • Financials
    16%
  • Industrials
    12%
  • Health Care
    10%
  • Telecommunications
    7%
  • Consumer Staples
    5%
  • Consumer Discretionary
    4%
  • Energy
    3%
  • Basic Materials
    2%
  • Utilities
    2%
  • Real Estate
    1%

Sector exposure is meaningfully tilted, with technology at 38% and financials at 16%, while other sectors sit in single digits. This tech‑heavy mix aligns with recent market leadership and helps explain the strong performance. However, tech and related industries often react sharply to interest rate changes and sentiment around innovation and regulation, creating more pronounced ups and downs. The solid weights in health care, industrials, and dividend‑oriented areas provide some balance, but leadership clearly sits in growth‑oriented sectors. This kind of sector tilt can work very well in pro‑growth environments but may lag when more defensive or value‑oriented sectors come into favor.

Regions Info

  • North America
    87%
  • Europe Developed
    5%
  • Asia Developed
    3%
  • Asia Emerging
    2%
  • Japan
    2%
  • Africa/Middle East
    1%
  • Australasia
    1%

Geographically, about 87% of exposure is to North America, with relatively modest allocations to Europe, developed Asia, Japan, and emerging regions. That heavy domestic focus lines up with U.S. investors’ typical “home bias” and has been a tailwind during a decade where U.S. stocks outperformed many other markets. It also simplifies tax and currency considerations. On the flip side, it leaves less participation in potential growth or valuation opportunities overseas and increases vulnerability if U.S. markets experience a sustained period of underperformance. For investors wanting smoother global diversification, gradually increasing non‑U.S. exposure is a common way to broaden the opportunity set.

Market capitalization Info

  • Mega-cap
    53%
  • Large-cap
    28%
  • Mid-cap
    13%
  • Small-cap
    4%
  • Micro-cap
    1%

The portfolio leans strongly toward very large companies, with about 53% in mega‑caps and 28% in large‑caps, while mid‑ and small‑caps together make up under 20%. This mirrors broad market indexes, where giants dominate the weight. Mega‑caps often bring stability, strong balance sheets, and global footprints, making them resilient in many environments. However, smaller companies sometimes offer higher long‑term growth potential and can perform differently across cycles, adding diversification. The existing small and mid‑cap allocations through specific ETFs do introduce some size variety, but the overall behavior will still be heavily driven by how the largest global firms perform.

True holdings Info

  • NVIDIA Corporation
    10.29%
    Part of fund(s):
    • BlackRock US Equity Factor Rotation
    • iShares Semiconductor ETF
    Direct holding 8.00%
  • JPMorgan Chase & Co
    8.96%
    Part of fund(s):
    • BlackRock US Equity Factor Rotation
    • iShares Core Dividend Growth ETF
    Direct holding 8.00%
  • Apple Inc
    5.78%
    Part of fund(s):
    • BlackRock US Equity Factor Rotation
    • iShares Core Dividend Growth ETF
    Direct holding 4.00%
  • Microsoft Corporation
    5.31%
    Part of fund(s):
    • BlackRock US Equity Factor Rotation
    • iShares Core Dividend Growth ETF
    Direct holding 4.00%
  • Alphabet Inc Class A
    4.54%
    Part of fund(s):
    • BlackRock US Equity Factor Rotation
    Direct holding 4.00%
  • Broadcom Inc
    3.41%
    Part of fund(s):
    • BlackRock US Equity Factor Rotation
    • iShares Core Dividend Growth ETF
    • iShares Semiconductor ETF
    Direct holding 2.00%
  • Costco Wholesale Corp
    2.00%
  • Johnson & Johnson
    0.87%
    Part of fund(s):
    • Health Care Select Sector SPDR® Fund
    • iShares Core Dividend Growth ETF
  • Eli Lilly and Company
    0.81%
    Part of fund(s):
    • Health Care Select Sector SPDR® Fund
  • Amazon.com Inc
    0.76%
    Part of fund(s):
    • BlackRock US Equity Factor Rotation
  • Top 10 total 42.74%

Looking through the ETFs, the portfolio’s true exposure to a few mega-cap names is higher than the headline stock weights suggest. NVIDIA totals about 10.3%, JPMorgan around 9%, Apple roughly 5.8%, Microsoft 5.3%, and Alphabet 4.5% when both direct and ETF exposure are combined. This “hidden overlap” means more of the portfolio’s fate is tied to a handful of big companies, particularly in tech and financials. Overlap is understated because only ETF top‑10 holdings are captured, so actual concentration may be slightly higher. The upside is strong participation in market leaders; the tradeoff is more vulnerability if any of these giants stumble.

Factors Info

Value
Preference for undervalued stocks
Neutral
Data availability: 98%
Size
Exposure to smaller companies
Neutral
Data availability: 100%
Momentum
Exposure to recently outperforming stocks
Neutral
Data availability: 98%
Quality
Preference for financially healthy companies
Neutral
Data availability: 98%
Yield
Preference for dividend-paying stocks
Neutral
Data availability: 100%
Low Volatility
Preference for stable, lower-risk stocks
Neutral
Data availability: 100%

Factor exposures are estimated using statistical models based on historical data and measure systematic (market-relative) tilts, not absolute portfolio characteristics. Results may vary depending on the analysis period, data availability, and currency of the underlying assets.

Factor exposure is very balanced, with all six factors — value, size, momentum, quality, low volatility, and yield — sitting near neutral. Factors are like investing “ingredients” that explain why some stocks behave differently, such as cheap vs. expensive or stable vs. volatile. A neutral profile means the portfolio behaves much like the broad market on these dimensions, without heavy tilts toward classic value, small‑cap, or high‑dividend styles. That balance is supported by the diversified core ETFs and mix of growth and dividend names. This alignment with market‑like factor exposures is helpful for avoiding unintended style bets and keeping performance broadly in line with major indexes over time.

Risk contribution Info

  • BlackRock US Equity Factor Rotation
    Weight: 20.00%
    18.5%
  • NVIDIA Corporation
    Weight: 8.00%
    17.4%
  • iShares Semiconductor ETF
    Weight: 8.00%
    15.1%
  • JPMorgan Chase & Co
    Weight: 8.00%
    6.8%
  • iShares Core MSCI Total International Stock ETF
    Weight: 7.00%
    4.9%
  • Top 5 risk contribution 62.7%

Risk contribution shows how much each holding adds to total volatility, which can differ from its simple weight. Here, the BlackRock factor ETF is 20% of the portfolio and contributes about 18.5% of the risk, which is in line with its size. NVIDIA is just 8% by weight but contributes over 17% of overall risk, more than double its share, reflecting its high volatility and central role. The semiconductor ETF is similar: 8% weight, around 15% of risk. Together with the factor ETF, the top three exposures drive just over half of total portfolio risk. That concentration is powerful when things go well but amplifies downside if these key positions falter.

Risk vs. return

This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.

Click on the colored dots to explore allocations.

On the risk‑return chart, the current portfolio delivers a Sharpe ratio of 1.43, with about 16.9% volatility and 26.16% expected return. The Sharpe ratio measures return per unit of risk — higher means more efficient use of volatility. The efficient frontier built from these holdings suggests a maximum Sharpe of 2.4 at similar risk, and even the minimum variance option scores 1.3. Being around 15 percentage points below the frontier at the current risk level signals that a different mix of the same holdings could significantly improve risk‑adjusted outcomes. Reweighting — not adding new funds, just changing percentages — could either boost expected return at similar risk or reduce risk while keeping return closer to today’s level.

Dividends Info

  • Apple Inc 0.40%
  • Avantis® International Small Cap Value ETF 3.10%
  • Avantis® Emerging Markets Equity ETF 2.50%
  • Broadcom Inc 0.60%
  • Avantis® U.S. Small Cap Value ETF 1.40%
  • Costco Wholesale Corp 0.50%
  • iShares Core Dividend Growth ETF 2.10%
  • BlackRock US Equity Factor Rotation 1.00%
  • Alphabet Inc Class A 0.30%
  • iShares Core MSCI Total International Stock ETF 3.20%
  • JPMorgan Chase & Co 2.00%
  • Microsoft Corporation 1.00%
  • Global X U.S. Infrastructure Development ETF 0.90%
  • Schwab U.S. Dividend Equity ETF 2.60%
  • Global X Defense Tech ETF 0.30%
  • iShares Semiconductor ETF 0.50%
  • Health Care Select Sector SPDR® Fund 1.70%
  • Weighted yield (per year) 1.30%

The overall dividend yield is around 1.3%, which is modest for an equity portfolio that includes several dividend‑oriented ETFs. That’s because a meaningful portion is in growth‑heavy names like NVIDIA, Apple, Alphabet, and sector funds that prioritize capital gains over income. Yield is the annual cash payout as a percentage of price, and it can provide a steady return component, especially in flat markets. Here, dividends play a supporting role rather than being the primary focus. For investors prioritizing long‑term growth, this is perfectly reasonable, but those looking for meaningful ongoing cash flow might eventually want a higher‑yielding allocation.

Ongoing product costs Info

  • Avantis® International Small Cap Value ETF 0.36%
  • Avantis® Emerging Markets Equity ETF 0.33%
  • Avantis® U.S. Small Cap Value ETF 0.25%
  • iShares Core Dividend Growth ETF 0.08%
  • BlackRock US Equity Factor Rotation 0.30%
  • iShares Core MSCI Total International Stock ETF 0.07%
  • Global X U.S. Infrastructure Development ETF 0.47%
  • Schwab U.S. Dividend Equity ETF 0.06%
  • Global X Defense Tech ETF 0.50%
  • iShares Semiconductor ETF 0.35%
  • Health Care Select Sector SPDR® Fund 0.09%
  • Weighted costs total (per year) 0.17%

The blended total expense ratio (TER) is about 0.17%, which is impressively low for a portfolio using multiple specialized ETFs. TER is the annual fee charged by a fund, expressed as a percentage of assets; keeping it low leaves more of the return in your pocket each year. Most core positions are in cost‑efficient vehicles, while only a couple of thematic funds carry higher fees. Over a decade or more, the difference between 0.17% and, say, 0.5–1.0% compounds meaningfully. This cost profile is a real strength and aligns well with best practices for long‑term investing focused on net returns rather than paying away performance in fees.

What next?

Ready to invest in this portfolio?

Select a broker that fits your needs and watch for low fees to maximize your returns.

Select broker

Create your own report?

Analyze your portfolio

Join our community!

Join Discord

The information provided on this platform is for informational purposes only and should not be considered as financial or investment advice. Insightfolio does not provide investment advice, personalized recommendations, or guidance regarding the purchase, holding, or sale of financial assets. The tools and content are intended for educational purposes only and are not tailored to individual circumstances, financial needs, or objectives.

Insightfolio assumes no liability for the accuracy, completeness, or reliability of the information presented. Users are solely responsible for verifying the information and making independent decisions based on their own research and careful consideration. Use of the platform should not replace consultation with qualified financial professionals.

Investments involve risks. Users should be aware that the value of investments may fluctuate and that past performance is not an indicator of future results. Investment decisions should be based on personal financial goals, risk tolerance, and independent evaluation of relevant information.

Insightfolio does not endorse or guarantee the suitability of any particular financial product, security, or strategy. Any projections, forecasts, or hypothetical scenarios presented on the platform are for illustrative purposes only and are not guarantees of future outcomes.

By accessing the services, information, or content offered by Insightfolio, users acknowledge and agree to these terms of the disclaimer. If you do not agree to these terms, please do not use our platform.

Instrument logos provided by Elbstream.

Help us improve Insightfolio

Your feedback makes a difference! Share your thoughts in our quick survey. Take the survey