High growth focused stock portfolio with strong historical returns and concentrated exposures

Risk profile

  • Secure
    Speculative

The risk profile, derived from past market volatility, reflects the level of risk the portfolio is exposed to. This assessment helps align your investments with your financial goals and comfort with market fluctuations.

Diversification profile

  • Focused
    Diversified

The diversification assessment evaluates the spread of investments across asset classes, regions, and sectors. This ensures a balanced mix, reducing risk and maximizing returns by not concentrating in any single area.

What type of investor this portfolio is suitable for

Growth Investors

This setup fits an investor who’s comfortable with significant ups and downs in pursuit of high long‑term growth. The ideal profile is someone with a long time horizon, such as 10 years or more, and a focus on building wealth rather than generating current income. Temporary losses of 30–40% would need to be emotionally and financially tolerable without prompting panic selling. This type of investor often prioritizes owning quality businesses and growth‑oriented strategies, accepts concentration in certain themes, and is willing to ride through cycles. Regular saving and a steady mindset during market stress are key traits for making this style work.

Positions

  • Schwab U.S. Large-Cap Growth ETF
    SCHG - US8085243009
    26.80%
  • Berkshire Hathaway Inc
    BRK-B - US0846707026
    19.00%
  • Invesco S&P MidCap Quality ETF
    XMHQ - US46137V4721
    17.90%
  • Brookfield Corp
    BN - CA11271J1075
    16.80%
  • Amazon.com Inc
    AMZN - US0231351067
    14.50%
  • MercadoLibre Inc.
    MELI - US58733R1023
    5.00%

This portfolio is almost entirely in individual stocks and growth‑tilted equity ETFs, with no bonds or cash. The top four positions take up around 80% of the total, and the largest ETF alone is over a quarter. This kind of structure puts clear emphasis on growth and capital appreciation rather than stability or income. That can work well for building wealth, but it also means bigger swings in value. To smooth the ride a bit, it can help to slowly introduce some stabilizing assets over time and keep any single position from drifting too far beyond a level you’d be comfortable seeing drop sharply in a bad year.

Growth Info

Using the historical CAGR of about 20%, a hypothetical $10,000 invested at the start of the backtest would have grown very impressively. This easily beats broad‑market averages and shows that the mix of quality growth names has paid off so far. At the same time, the max drawdown of about –37% shows that the price paid for those strong returns has been serious volatility and big temporary declines. That trade‑off is normal for aggressive equity portfolios. It’s worth stress‑testing whether you’d stay invested through a similar drop, and, if not, planning ahead with rules for rebalancing or adding more defensive assets.

Projection Info

The Monte Carlo analysis, which simulates many possible future paths by shuffling historical return patterns, shows a wide range of outcomes. The median result above 1,000% suggests very strong upside potential if the past environment repeated, while the low 5th percentile around 120% shows that more modest growth is also quite possible. Monte Carlo is a useful way to think in probabilities rather than single forecasts, but it still relies heavily on the historical return and volatility profile. That means it cannot anticipate regime shifts or rare crises. Treat the optimistic paths as “maybes,” not promises, and use the weaker paths to test if your savings rate and timeline still work.

Asset classes Info

  • Stocks
    100%
  • Cash
    0%

All investable assets here are stocks, so the portfolio sits at the high‑risk, high‑return end of the spectrum. Compared with a more balanced mix that includes bonds or cash‑like holdings, this approach offers more growth potential but less protection when markets fall. For someone in a growth profile, this aligns well with the goal of maximizing long‑term upside. Still, adding even a modest slice of lower‑volatility assets can meaningfully reduce overall swings without completely sacrificing return. It can also provide “dry powder” to buy more equities during market downturns instead of being forced to sell when prices are depressed.

Sectors Info

  • Financials
    41%
  • Consumer Discretionary
    25%
  • Technology
    14%
  • Industrials
    6%
  • Health Care
    6%
  • Telecommunications
    4%
  • Basic Materials
    1%
  • Energy
    1%
  • Consumer Staples
    1%
  • Utilities
    0%
  • Real Estate
    0%

Sector‑wise, the portfolio leans heavily into financial services and consumer‑related growth, with meaningful exposure to technology and smaller allocations across industrials and healthcare. This mix is quite different from a broad, neutral market basket and will likely move more in sync with economic growth, interest‑rate trends, and consumer spending. This focus has helped performance in pro‑growth environments, which is a positive sign that the tilts are intentional. The flip side is that slowdowns or sector‑specific shocks could hit the portfolio harder. Periodically checking that no single sector dominates more than you’d accept in a severe downturn can keep risk at a comfortable level.

Regions Info

  • North America
    95%
  • Unknown
    5%
  • Asia Emerging
    0%
  • Asia Developed
    0%
  • Europe Developed
    0%

Geographically, almost all exposure is to North America, with very limited allocation elsewhere. This home‑bias is common for U.S. investors and has worked well in the last decade as U.S. markets have outperformed many others. The portfolio’s regional exposure is therefore well aligned with recent trends, which has supported its strong historical return. The trade‑off is concentration in one economic and regulatory environment. Considering gradual exposure to other major regions over time can help reduce the risk that any single country’s policies, currency moves, or market cycles dominate overall results, while still keeping U.S. assets as the core anchor.

Market capitalization Info

  • Mega-cap
    50%
  • Large-cap
    29%
  • Small-cap
    11%
  • Mid-cap
    10%
  • Micro-cap
    0%

The allocation across market capitalization skews toward mega and large companies, with a healthy but smaller slice in mid and small caps. This tilt toward bigger firms generally reduces company‑specific risk because large businesses tend to be more diversified and established. At the same time, the inclusion of mid and small caps adds some extra growth potential and diversification. This balance is a strong point of the portfolio and aligns well with common benchmarks that lean large but still include smaller names. To keep this strength, it can help to review periodically that no single size bucket drifts too far from your intended mix.

Dividends Info

  • Brookfield Corp 0.50%
  • Schwab U.S. Large-Cap Growth ETF 0.40%
  • Invesco S&P MidCap Quality ETF 0.60%
  • Weighted yield (per year) 0.30%

The overall dividend yield around 0.3% shows this portfolio is clearly built for growth, not income. Many holdings reinvest earnings into expansion instead of paying them out, which can drive faster share‑price gains over time. This is perfectly consistent with a long‑term growth mindset and has aligned well with the strong historical CAGR you’re seeing. However, it does mean there’s very little built‑in cash flow for spending or for automatically buying more shares through dividend reinvestment. If future goals include funding living expenses or drawing regular cash, it may be helpful to gradually layer in some higher‑yielding holdings closer to that stage.

Ongoing product costs Info

  • Schwab U.S. Large-Cap Growth ETF 0.04%
  • Invesco S&P MidCap Quality ETF 0.25%
  • Weighted costs total (per year) 0.06%

Costs here are impressively low, with an overall expense ratio near 0.06% from the ETFs and no embedded fund fees on the individual stocks. Keeping costs down is one of the few things investors can fully control, and this portfolio does that very well, which is a strong foundation for long‑term success. Even small differences in fees compound over decades, so staying in this low‑cost range can add meaningful extra value. The key is to keep watching that any future additions don’t significantly raise the average cost unless they bring very clear benefits in terms of diversification or specific desired exposures.

Risk vs. return

This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.

On a risk‑return basis, this portfolio already sits toward the aggressive side, close to what’s called the Efficient Frontier, the set of allocations that offer the best expected return for each level of volatility. Optimization using the current ingredients would mainly involve tweaking the weights between the growth‑tilted ETF, midcap quality ETF, and the concentrated stock positions. Small shifts could slightly reduce risk for a similar expected return, or increase expected return for a similar risk profile. It’s worth remembering that “efficient” here only refers to the statistical trade‑off between risk and return, not to goals like income, taxes, or personal comfort.

What next?

Ready to invest in this portfolio?

Select a broker that fits your needs and watch for low fees to maximize your returns.

Select broker

Create your own report?

Analyze your portfolio

Join our community!

Join Discord

The information provided on this platform is for informational purposes only and should not be considered as financial or investment advice. Insightfolio does not provide investment advice, personalized recommendations, or guidance regarding the purchase, holding, or sale of financial assets. The tools and content are intended for educational purposes only and are not tailored to individual circumstances, financial needs, or objectives.

Insightfolio assumes no liability for the accuracy, completeness, or reliability of the information presented. Users are solely responsible for verifying the information and making independent decisions based on their own research and careful consideration. Use of the platform should not replace consultation with qualified financial professionals.

Investments involve risks. Users should be aware that the value of investments may fluctuate and that past performance is not an indicator of future results. Investment decisions should be based on personal financial goals, risk tolerance, and independent evaluation of relevant information.

Insightfolio does not endorse or guarantee the suitability of any particular financial product, security, or strategy. Any projections, forecasts, or hypothetical scenarios presented on the platform are for illustrative purposes only and are not guarantees of future outcomes.

By accessing the services, information, or content offered by Insightfolio, users acknowledge and agree to these terms of the disclaimer. If you do not agree to these terms, please do not use our platform.