A highly growth focused portfolio with strong US tech tilt and concentrated thematic exposures

Risk profile

  • Secure
    Speculative

The risk profile, derived from past market volatility, reflects the level of risk the portfolio is exposed to. This assessment helps align your investments with your financial goals and comfort with market fluctuations.

Diversification profile

  • Focused
    Diversified

The diversification assessment evaluates the spread of investments across asset classes, regions, and sectors. This ensures a balanced mix, reducing risk and maximizing returns by not concentrating in any single area.

What type of investor this portfolio is suitable for

Growth Investors

This setup fits an investor who is comfortable with meaningful volatility and is primarily targeting strong long‑term growth rather than near‑term stability or income. They likely have a long investment horizon, think 10 years or more, and are okay with sizable temporary drops in value in exchange for higher upside potential. They’re probably engaged with markets enough to tolerate sector and thematic bets, especially in technology and innovative industries, and don’t mind seeing results that differ a lot from broad global averages. Steady dividend income and capital preservation are lower on their priority list than capturing the potential of leading companies and powerful long‑term trends.

Positions

  • Vanguard S&P 500 ETF
    VOO - US9229083632
    40.00%
  • Roundhill Magnificent Seven ETF
    MAGS - US53656G4982
    20.00%
  • VanEck Uranium+Nuclear Energy ETF
    NLR - US92189F6016
    20.00%
  • Vanguard Information Technology Index Fund ETF Shares
    VGT - US92204A7028
    20.00%

This portfolio is built from four equity ETFs, with roughly two thirds in broad and tech‑heavy US exposure and the rest in concentrated themes. Compared with a typical growth benchmark, it’s noticeably more focused on a handful of large tech names and a niche energy theme rather than broad global coverage. That focus can really amplify results when those areas do well, but it also means performance will swing more than a more evenly balanced mix. Someone using this structure could consider whether they want such strong tilts or whether nudging a bit more into broader, less concentrated funds would better match long‑term comfort with ups and downs.

Growth Info

Historically, the portfolio shows an extremely strong compound annual growth rate (CAGR) of about 31%, meaning a hypothetical $10,000 could have grown above $80,000 over ten years if returns were repeated. CAGR is like average speed on a long road trip: it smooths out good and bad years into one “per‑year” number. The max drawdown of around ‑25% is quite moderate given the growth focus, suggesting past selloffs, while sharp, were not catastrophic. Still, past performance is not a promise; such high growth is unlikely to repeat forever. It’s useful as context, but future returns can be much bumpier or lower.

Projection Info

The Monte Carlo analysis runs 1,000 different “what if” paths using the past return and volatility patterns, then shows a range of outcomes. It projects very high median growth and even the 5th percentile result looks strong, which reflects the powerful recent run of the underlying holdings. Monte Carlo is helpful because it shows how wide the future range could be, not just a single forecast. But it’s still based on history, so if markets change regime, the numbers can be too optimistic. Treat these projections as rough scenario planning rather than a roadmap, and think about whether you’d be okay if future results land far below the median line.

Asset classes Info

  • Stocks
    99%
  • Cash
    1%

Almost everything here is in stocks, with only a tiny slice in cash. That’s perfectly consistent with a growth orientation and matches many equity benchmarks, but it does mean the portfolio depends heavily on stock market behavior. Stocks historically offer higher long‑term returns than bonds or cash, yet they also drop more in bad markets. Having only one main asset class limits diversification across different economic environments, like recessions versus booms. For someone comfortable with that, it’s a clear, focused approach. For anyone wanting smoother rides, gradually layering in a small allocation to steadier assets could help cushion future downturns without abandoning the growth mindset entirely.

Sectors Info

  • Technology
    34%
  • Energy
    11%
  • Utilities
    8%
  • Industrials
    6%
  • Financials
    5%
  • Telecommunications
    5%
  • Consumer Discretionary
    4%
  • Health Care
    4%
  • Consumer Staples
    2%
  • Real Estate
    1%
  • Basic Materials
    1%

Sector weights are clearly tilted: technology is by far the largest slice, supported by additional exposure through the concentrated tech ETF, while energy and utilities are boosted by the uranium and nuclear theme. Against a broad market benchmark, this is a strong overweight to tech and a notable tilt to one narrow energy niche. This can be powerful in periods when innovation and that theme shine, but tech‑heavy portfolios usually feel interest rate hikes and sentiment shifts more intensely. On the positive side, there is at least some presence across most major sectors, which is a good sign. Still, considering whether this level of tech and thematic focus matches risk comfort is worthwhile.

Regions Info

  • North America
    73%
  • Asia Emerging
    3%
  • Australasia
    2%
  • Europe Developed
    2%
  • Europe Emerging
    1%
  • Asia Developed
    1%
  • Latin America
    0%

Geographically, this portfolio is overwhelmingly tilted toward North America, especially the US, with only small allocations to developed and emerging markets elsewhere. That’s quite common for US‑based investors and has been rewarded in the last decade as US markets outperformed many regions. The alignment with US‑heavy benchmarks is a strength for familiarity and simplicity. However, it also means results are tightly linked to one economy and currency. If the US underperforms other regions over a future decade, this concentration could show up as a noticeable lag. Expanding non‑US exposure a bit over time can help spread country‑specific and policy risks without completely changing the overall character.

Market capitalization Info

  • Mega-cap
    29%
  • Large-cap
    25%
  • Mid-cap
    17%
  • Small-cap
    7%
  • Micro-cap
    1%

Market cap exposure leans strongly toward mega and large companies, with some mid and only modest small and micro positions. That’s broadly consistent with common benchmarks, which are also dominated by big firms, and it tends to reduce some company‑specific risk because large companies often have more stable earnings and better access to capital. The heavy mega‑cap tilt, especially via the “Magnificent Seven” and tech ETF, means a handful of firms drive a big chunk of results. That’s powerful when they win, but painful when they stumble. Keeping some mid and smaller company exposure, as you already do, is healthy; just be aware that the giants are calling most of the shots.

Dividends Info

  • Roundhill Magnificent Seven ETF 1.50%
  • VanEck Uranium+Nuclear Energy ETF 2.20%
  • Vanguard Information Technology Index Fund ETF Shares 0.40%
  • Vanguard S&P 500 ETF 1.10%
  • Weighted yield (per year) 1.26%

The portfolio’s overall dividend yield of about 1.3% is modest, which fits a growth‑oriented, tech‑heavy structure. Dividends are the cash payments companies make to shareholders, and they can be important for investors who want regular income. Here, most of the return is expected to come from price growth rather than payouts, especially from the tech ETFs with very low yields. The uranium and nuclear ETF adds some extra yield, which slightly boosts the overall income profile. For someone focusing on long‑term growth, this is a perfectly reasonable alignment. If reliable cash flow ever becomes a bigger goal, raising exposure to more income‑oriented funds could be considered down the road.

Ongoing product costs Info

  • Roundhill Magnificent Seven ETF 0.29%
  • VanEck Uranium+Nuclear Energy ETF 0.61%
  • Vanguard Information Technology Index Fund ETF Shares 0.10%
  • Vanguard S&P 500 ETF 0.03%
  • Weighted costs total (per year) 0.21%

The blended cost (Total Expense Ratio, or TER) around 0.21% per year is impressively low for such a specialized mix. TER is like a small annual service fee on your invested amount. The broad Vanguard ETFs are extremely cheap and really help keep the total cost under control, while the thematic funds are pricier but still reasonable for what they target. Lower costs matter because they compound in your favor; every dollar not paid in fees stays invested to potentially grow. This cost profile is a meaningful strength of the portfolio and supports better long‑term outcomes compared with many actively managed, higher‑fee approaches.

Risk vs. return

This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.

From a risk‑return standpoint, this portfolio sits on the aggressive side but offers very strong historical reward for that risk. The idea of the Efficient Frontier is to find the mix of existing holdings that gives the best tradeoff between volatility and return, using only these four ETFs. Efficiency here doesn’t mean the “safest” or most diversified; it just means no other combination of these same pieces would have historically delivered higher return for the same bumpiness. Given the heavy concentration in correlated growth areas, small shifts toward the broad ETF and away from the most concentrated positions could potentially move the portfolio closer to that optimal curve while preserving its growth flavor.

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