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A high-flying portfolio that's more roller coaster than balanced investment strategy

Risk profile

  • Secure
    Speculative

The risk profile, derived from past market volatility, reflects the level of risk the portfolio is exposed to. This assessment helps align your investments with your financial goals and comfort with market fluctuations.

Diversification profile

  • Focused
    Diversified

The diversification assessment evaluates the spread of investments across asset classes, regions, and sectors. This ensures a balanced mix, reducing risk and maximizing returns by not concentrating in any single area.

What type of investor this portfolio is suitable for

Balanced Investors

This portfolio suits the adrenaline junkie who views investing as a high-stakes poker game rather than a path to steady wealth accumulation. It's for someone who relishes volatility, with a risk tolerance as high as their confidence in tech and precious metals. They're likely short-term focused, mistaking the stock market for a sprint rather than a marathon. This investor probably loves reading about market trends over breakfast, even if their investment horizon doesn't extend past their next meal.

Positions

  • iShares Core S&P 500 UCITS ETF USD (Acc)
    SXR8 - IE00B5BMR087
    33.00%
  • VanEck Semiconductor UCITS ETF
    VVSM - IE00BMC38736
    18.00%
  • iShares Core MSCI Emerging Markets IMI UCITS
    IS3N - IE00BKM4GZ66
    15.00%
  • L&G Gold Mining UCITS ETF
    ETLX - IE00B3CNHG25
    6.00%
  • VanEck Uranium and Nuclear Technologies UCITS ETF A USD Acc EUR
    NUKL - IE000M7V94E1
    6.00%
  • iShares Physical Gold ETC EUR
    PPFB - IE00B4ND3602
    6.00%
  • Xtrackers MSCI World Information Technology UCITS ETF 1C
    XDWT - IE00BM67HT60
    6.00%
  • Lyxor UCITS Stoxx Banks C-EUR
    LYBK - LU1829219390
    5.00%
  • Amundi Stoxx Europe 600 UCITS ETF C EUR
    LYP6 - LU0908500753
    5.00%

This portfolio is like a teenager's first attempt at cooking – a bit of everything thrown in, hoping it tastes good. With a third in the iShares Core S&P 500 and significant bets on semiconductors and emerging markets, it's diversified in the same way a buffet is – lots of options, but you're not quite sure what you're digesting. The sprinkle of gold and uranium ETFs is like adding exotic spices without reading the recipe. While claiming to be balanced, this portfolio leans heavily towards high-growth, high-volatility sectors, making it more of a thematic gamble than a balanced meal.

Growth Info

Historically, this portfolio has performed like a star athlete on steroids, with a CAGR of 22.21%. Impressive, yes, but remember, what goes up like a rocket can come down like a rock. The max drawdown of -21.42% is a stark reminder that past performance is as reliable as yesterday's weather forecast for next week. Those 21 days making up 90% of returns? That's like betting your retirement on hitting three green lights in a row on your way to work.

Projection Info

Monte Carlo simulations are like playing your investment strategy on a simulator – sometimes it's rainbows and sunshine, other times it's thunderstorms. With projections showing a 5th percentile at a jaw-dropping 598.4% and a median at an even more staggering 2,677.8%, it's easy to get starry-eyed. But remember, simulations are as good at predicting the future as your horoscope. They don't account for black swan events or the fact that markets are more emotional than a teenager's first breakup.

Asset classes Info

  • Stocks
    94%
  • Other
    6%
  • Cash
    0%
  • No data
    0%

With 94% in stocks, this portfolio is about as balanced as a one-legged stool. The "other" and non-existent cash allocations are like having a fire extinguisher that you can't find when things get hot. This heavy stock concentration is great when markets are booming but will leave you crying in the next downturn. A bit more in bonds or real assets might not be as sexy but could save you from a financial faceplant.

Sectors Info

  • Technology
    39%
  • Financials
    14%
  • Basic Materials
    8%
  • Industrials
    8%
  • Consumer Discretionary
    6%
  • Telecommunications
    5%
  • Energy
    4%
  • Health Care
    4%
  • Consumer Staples
    3%
  • Utilities
    2%
  • Real Estate
    1%

The sector allocation here screams "tech bro" with a side of gold fever. With 39% in technology and significant investments in financial services and basic materials (thanks to that gold and uranium fascination), this portfolio is riding the Silicon Valley roller coaster with a gold pan in hand. Tech is great until it isn't, and those gold bets are as stable as Bitcoin on a bad day. A little more love for the boring sectors might not get your heart racing, but it could keep your blood pressure down.

Regions Info

  • North America
    60%
  • Europe Developed
    12%
  • Asia Emerging
    7%
  • Asia Developed
    7%
  • Africa/Middle East
    3%
  • Japan
    1%
  • Latin America
    1%
  • Australasia
    1%
  • Europe Emerging
    0%

This portfolio has a clear case of home bias, with a whopping 60% in North America. The diversification into Europe and emerging markets is like adding a sprinkle of pepper to an already salt-heavy dish – it's there, but it's not balancing anything. The negligible allocations to Japan, Latin America, and Australasia are more of an afterthought than a strategy. Broadening horizons could reduce the risk of a domestic downturn ruining the party.

Market capitalization Info

  • Mega-cap
    41%
  • Large-cap
    33%
  • Mid-cap
    16%
  • Small-cap
    4%
  • Micro-cap
    0%

Mega and big caps dominate, making this portfolio resemble a bodybuilder who only works out his upper body. The 41% in mega-caps and 33% in big caps suggest a love for the market's Goliaths, with only a flirtation with mid-caps and a ghosting of small and micro-caps. This heavy tilt towards the big boys offers stability but misses out on the growth potential of smaller, nimbler companies. Remember, even Goliath had his bad day.

Ongoing product costs Info

  • L&G Gold Mining UCITS ETF 0.65%
  • iShares Core MSCI Emerging Markets IMI UCITS 0.18%
  • Lyxor UCITS Stoxx Banks C-EUR 0.30%
  • Amundi Stoxx Europe 600 UCITS ETF C EUR 0.07%
  • iShares Core S&P 500 UCITS ETF USD (Acc) 0.12%
  • VanEck Semiconductor UCITS ETF 0.35%
  • Xtrackers MSCI World Information Technology UCITS ETF 1C 0.25%
  • Weighted costs total (per year) 0.20%

With a total TER of 0.20%, this portfolio manages to keep costs lower than a teenager's attention span during a lecture on fiscal responsibility. While it's commendable to keep fees low, remember, you often get what you pay for. Investing is one area where being penny-wise but pound-foolish can lead to missing out on valuable opportunities or advice.

Risk vs. return

This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.

Efficiency isn't just for hybrid cars; it's crucial for portfolios too. This one, however, seems to confuse "efficient" with "eccentric." The optimal portfolio demonstrates you could achieve similar returns with significantly less risk. Currently, it's like driving with the pedal to the metal in a residential area – thrilling, but you're likely to crash or get fined.

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