Roast mode 🔥

A thrill-seeker's guide to portfolio imbalance: Too much spice, not enough staple

Risk profile

  • Secure
    Speculative

The risk profile, derived from past market volatility, reflects the level of risk the portfolio is exposed to. This assessment helps align your investments with your financial goals and comfort with market fluctuations.

Diversification profile

  • Focused
    Diversified

The diversification assessment evaluates the spread of investments across asset classes, regions, and sectors. This ensures a balanced mix, reducing risk and maximizing returns by not concentrating in any single area.

What type of investor this portfolio is suitable for

Growth Investors

This portfolio is tailor-made for the adrenaline junkie of the investment world. Someone who lives by the mantra "high risk, high reward" and isn't afraid to put their money where their mouth is. It's for the investor who views market volatility as a rollercoaster ride rather than a reason to panic. You're likely someone with a high risk tolerance, a long-term investment horizon, and a strong stomach for the market's ups and downs. Just make sure your thrill-seeking doesn't end up with financial vertigo.

Positions

  • iShares China Large-Cap ETF
    FXI - US4642871846
    25.00%
  • Schwab U.S. Large-Cap Growth ETF
    SCHG - US8085243009
    25.00%
  • First Trust Developed Markets ex-US Small Cap AlphaDEX® Fund
    FDTS - US33737J4067
    15.00%
  • Vanguard FTSE All-World ex-US Index Fund ETF Shares
    VEU - US9220427754
    15.00%
  • iShares® Gold Trust Micro
    IAUM - US46436F1030
    10.00%
  • iShares Bitcoin Trust
    IBIT - US46438F1012
    10.00%

This portfolio is like a buffet with too much exotic food and not enough bread and butter. You've got a quarter of your plate filled with iShares China Large-Cap ETF and another quarter with Schwab U.S. Large-Cap Growth ETF, making half of your diet heavily reliant on large-cap feasts from the US and China. The rest is a mix of developed markets, gold, and Bitcoin, which sounds adventurous but lacks the foundational nutrition of bonds or real estate. It's like planning your nutrition around energy drinks and protein bars — exciting, but potentially stomach-churning.

Warning Historical data is limited for this portfolio, which reduces the confidence in the calculated values.

Growth Info

With a CAGR of 36.90%, your portfolio's past performance is like a racecar in the red: thrilling but with a high chance of crashing. A max drawdown of -15.84% suggests that when the market sneezes, your portfolio could catch a cold. And relying on just 14 days for 90% of your returns? That's like betting your retirement on a few spins of the roulette wheel. Sure, it's exciting, but it's no way to plan for the future.

Warning Due to limited historical data, this may show extreme values that are not realistic.

Projection Info

Your Monte Carlo simulation results are like predicting the weather by looking at the clouds: optimistic but not entirely reliable. With projections ranging from a 2,022.3% to 24,087.7% return, it's like forecasting sunshine in a hurricane zone. Remember, these simulations assume historical conditions play forward, which, in investing, is like driving while only looking in the rearview mirror. It's essential to understand that past performance is not indicative of future results, especially with such a high-stakes game plan.

Asset classes Info

  • Stocks
    80%
  • Other
    10%
  • Cash
    0%
  • No data
    0%

Your asset class allocation is like wearing flip-flops to a snow fight: underprepared and overconfident. With 80% in stocks and a spicy 10% in Bitcoin, you're essentially riding a rollercoaster without a seatbelt. Diversification doesn't just mean picking different kinds of stocks or adding trendy assets like Bitcoin; it's about balancing the risk with more stable investments, like bonds, which are conspicuously missing from your thrill-seeking adventure.

Sectors Info

  • Technology
    17%
  • Consumer Discretionary
    15%
  • Financials
    14%
  • Telecommunications
    9%
  • Industrials
    8%
  • Health Care
    4%
  • Basic Materials
    4%
  • Energy
    3%
  • Consumer Staples
    2%
  • Real Estate
    1%
  • Utilities
    1%

Your sector allocation has a tech-heavy tilt, which isn't surprising given the portfolio's overall "go big or go home" vibe. However, with technology, consumer cyclicals, and financial services making up nearly half of your sector allocation, you're essentially putting all your eggs in a few high-volatility baskets. It's like betting on the same horse to win every race; sometimes it'll pay off, but when it doesn't, you'll feel the sting.

Regions Info

  • North America
    28%
  • Asia Emerging
    28%
  • Europe Developed
    9%
  • Japan
    8%
  • Asia Developed
    5%
  • Australasia
    1%
  • Africa/Middle East
    1%
  • Latin America
    0%
  • Europe Emerging
    0%

Geographically, your portfolio is doing the splits between North America and Asia Emerging, each holding a 28% stake. This bipolar allocation is like enjoying summers in Siberia and winters in the Sahara — extreme and uncomfortable. While it's commendable to look beyond the US for growth, ignoring other regions like Europe Emerging and Latin America entirely is like refusing to eat vegetables because you haven't tried them yet.

Market capitalization Info

  • Mega-cap
    48%
  • Mid-cap
    12%
  • Large-cap
    11%
  • Small-cap
    7%
  • Micro-cap
    0%

Your market cap distribution is top-heavy, like a bodybuilder who skips leg day. With 48% in mega-caps, you're relying on the titans of the market to carry your portfolio's weight. However, with only 7% in small caps, you're missing out on the growth potential that these nimble players can offer. It's like only investing in blockbuster movies and ignoring indie films that could become cult classics.

Dividends Info

  • First Trust Developed Markets ex-US Small Cap AlphaDEX® Fund 2.90%
  • iShares China Large-Cap ETF 2.50%
  • Schwab U.S. Large-Cap Growth ETF 0.40%
  • Vanguard FTSE All-World ex-US Index Fund ETF Shares 2.70%
  • Weighted yield (per year) 1.56%

Your dividend yield strategy is like expecting a teacup to quench your thirst in the desert. With an overall yield of 1.56%, you're barely scratching the surface of income generation. It seems you've sacrificed steady income for the potential of capital gains, which is fine if you're in it for the long haul and can stomach the volatility. Just don't expect these dividends to pay your bills anytime soon.

Ongoing product costs Info

  • First Trust Developed Markets ex-US Small Cap AlphaDEX® Fund 0.80%
  • iShares China Large-Cap ETF 0.74%
  • iShares® Gold Trust Micro 0.09%
  • iShares Bitcoin Trust 0.12%
  • Schwab U.S. Large-Cap Growth ETF 0.04%
  • Vanguard FTSE All-World ex-US Index Fund ETF Shares 0.07%
  • Weighted costs total (per year) 0.35%

At least you're not bleeding money on fees, with a total TER of 0.35%. It's like finding a decently priced ticket for a rollercoaster ride. However, the thrill might not be worth the cost if the ride only goes up half the time. Remember, low fees are great, but not if they're attached to investments that could give you financial vertigo.

Risk vs. return

This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.

Your portfolio's approach to risk vs. return is like trying to sprint before you can walk. It's all well and good aiming for high returns, but not at the expense of a balanced risk profile. The Efficient Frontier is about finding that sweet spot where you're not risking a fall for every step you take forward. Right now, your portfolio is more like a tightrope walker without a safety net.

What next?

Ready to invest in this portfolio?

Select a broker that fits your needs and watch for low fees to maximize your returns.

Select broker

Create your own report?

Analyze your portfolio

Join our community!

Join Discord

The information provided on this platform is for informational purposes only and should not be considered as financial or investment advice. Insightfolio does not provide investment advice, personalized recommendations, or guidance regarding the purchase, holding, or sale of financial assets. The tools and content are intended for educational purposes only and are not tailored to individual circumstances, financial needs, or objectives.

Insightfolio assumes no liability for the accuracy, completeness, or reliability of the information presented. Users are solely responsible for verifying the information and making independent decisions based on their own research and careful consideration. Use of the platform should not replace consultation with qualified financial professionals.

Investments involve risks. Users should be aware that the value of investments may fluctuate and that past performance is not an indicator of future results. Investment decisions should be based on personal financial goals, risk tolerance, and independent evaluation of relevant information.

Insightfolio does not endorse or guarantee the suitability of any particular financial product, security, or strategy. Any projections, forecasts, or hypothetical scenarios presented on the platform are for illustrative purposes only and are not guarantees of future outcomes.

By accessing the services, information, or content offered by Insightfolio, users acknowledge and agree to these terms of the disclaimer. If you do not agree to these terms, please do not use our platform.